Real estate appraisal services for homeowners in the city of Allegan and Allegan County

The top 7 reasons MI homeowners need Nealand Appraisals:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To lower their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a MI divorce, where property needs to be divided
Settle an estate in MI by determining the true market value of property in question

Need help deciding the value of your home in or near Allegan, MI?
Contact Nealand Appraisals.

At Nealand Appraisals, we understand the particular needs of a consumer looking for appraisal services. Our usual business clients get the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Nealand Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to remove PMI?

A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Nealand Appraisals is experts in helping people just like you dismiss undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is declining. That means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Nealand Appraisals is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Nealand Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.